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Heart failureArrow
Aged 51-60
Interview HF38  

Interview HF38

Age at Interview: 59
Sex: Male
Age at Diagnosis: 58
Background: Retired GP; married with 2 children.
Brief outline:Ischaemic heart disease diagnosed 2001. Heart bypass 2002. Heart failure 2002.


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He has been refused medical insurance for travel to America because of heart failure.

 



Or [pause] perhaps more important has been the fact that I can't get travel health insurance at the moment. (I think somebody should help... help us look into this.) So... my wife's going over to see my daughter in America in a fortnight's time but I, I won't go because I wouldn't run the risk of being in America without adequate health insurance, travel insurance... I was insured through the BMA scheme - British Medical Association scheme - but they have told me that they will not insure me under any circumstances at present. 

I believe I have some cover through my Visa [card] but I'm really not sure when one is asked questions by the by the Visa company people whether if one really had a big claim in America let's say, whether they would consider that you were covered or not. But ordinary insurance such as you go to buy from the bank or building society or travel, travel agency, if you're honest and say what you're on, and what in my case has happened to me, then there is a point blank refusal to give you cover.  

So your world's shrunk a bit, your opportunities? 

…One time I was sort of momentarily a bit tearful was when having been promised by the BMA travel people that if I fulfilled certain criteria - periods of time following surgery and so on - then I would be covered, was to ring up and be told, “Well we've changed the rules and we won't cover you under any circumstances,” that's when I felt my world had come in on me rather.  
Heart failure
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